I am providing the information in this application to GE Money Bank (“GEMB”), to Mohawk Industries, Inc., to dealers (“Dealers”) that accept the Mohawk Industries, Inc. Credit Card (“Card”) and to program sponsors, and asking GEMB to issue me a Card. By applying for this account, I authorize and agree that: GEMB may furnish this and other information about me (even if my application is denied) and my account to Mohawk Industries, Inc. and to Dealers and program sponsors (and their respective affiliates) to create and update their records, and to provide me with service and special offers. GEMB may make inquiries it considers necessary (including requesting reports from consumer reporting agencies and other sources) in evaluating my application, and for purposes of reviewing, maintaining or collecting my account. If my application is approved, the Mohawk Industries, Inc. Card Agreement (“Agreement”) will be sent to me and will govern my account. Among other things, the Agreement: (1) INCLUDES AN ARBITRATION PROVISION THAT MAY LIMIT MY RIGHTS UNLESS I REJECT THAT PROVISION UNDER THE AGREEMENT'S INSTRUCTIONS; and (2) makes each applicant responsible for paying the entire amount of credit extended; and (3) grants GEMB a security interest in the goods purchased on the account as permitted by law. GEMB may contact me about my account as described in the Agreement, including using any contact information I provide. This application and the Agreement are governed by federal law and Utah law (to the extent that state law applies). Federal law requires us to obtain, verify and record information that identifies you when you open an account. We will use your name, address, date of birth, and other information for this purpose I acknowledge that by clicking the "Accept & Submit", I am indicating my intent to sign this credit card application and that this shall constitute my signature.